Please read the following terms carefully before applying for any loan from our platform. By applying for a loan, you agree to the terms mentioned below.

Loan Amounts

• Small Loans: ৳1,000 – ৳50,000
• Medium Loans: ৳50,001 – ৳500,000
• Large Loans: ৳500,001 – ৳5,000,000

Eligibility

• Must be 18 years or older
• Must agree to repayment schedule before loan approval

Repayment Terms

• Repayment period varies from 3 months to 5 years depending on loan type
• Repayments must be made monthly/quarterly as per agreement
• Early repayment is allowed without penalty

Interest & Fees

• Interest rate depends on loan category and repayment term
• Processing fees may apply (non-refundable)
• No hidden charges — all costs will be disclosed before loan approval

Default & Penalties

• Failure to repay on time may result in penalty charges
• Continuous non-payment may lead to legal action and loan recovery process
• Default record may affect your eligibility for future loans

Use of Loan

• Loan must be used for declared purpose (personal, education, business, etc.)
• Misuse of funds may result in loan cancellation or legal action

Privacy & Data

• All applicant information will be kept confidential
• Data may be used only for loan processing and verification purposes

Disclaimer

• We are a private, non-government financial project
• We are not affiliated with Bangladesh Bank or any government authority
• Loan approval is subject to verification and management’s decision